Embrace Home Loans; Embrace Home Loans Expands Reach with Addition of Branch in Culpeper, Va.

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2010 JUN 4 - (VerticalNews.com) -- Embrace Home Loans, a prominent leader in the mortgage industry and a direct lender for Fannie Mae and Freddie Mac, approved by FHA and VA, and an issuer for Ginnie Mae, officially opened a new branch in Culpeper, Va. The branch is located at 608 South Main Street and is managed by Carol Coleman, who has more than 33 years of lending experience in the Virginia market.

Located within commuting distance of Washington, D.C., the Culpeper area provides affordable housing, making it an appealing market for first time homebuyers. Embrace Home Loans' Culpeper branch has been recognized for its commitment to excellence by several organizations including the Greater Piedmont Area Association of Realtors, Piedmont Virginia Building Industry Association, Service to Abused Families (S.A.F.E.) and the local Chamber of Commerce.

"We are pleased to join the Embrace Home Loans team," said Coleman. "Formerly Mason-Dixon Funding, we are proud to continue our known tradition of providing unmatched customer service in a family business environment. Now that we've joined Embrace, we are able to leverage their extensive network and resources, including advanced technology solutions that help us close loans as quickly as possible. We look forward to serving our community for years to come, providing competitive rates and of course, one-on-one customer service."

"Our team is comprised of seasoned industry veterans," continued Coleman. "Our senior loan officer Julie Yowell has 32 years of lending experience; officer Christina Swift has 10; officer Mark Considine has eight; and officer Ken Crotsley has five. Together with my 33 years in the industry, we boast 88 collective years in mortgage lending in management alone."

Embrace Home Loans is rapidly expanding its operations in the consolidated market. The Culpeper branch provides the entire loan process from application to closing, and because it is not a broker, the process is much more efficient. The branch offers conventional, FHA and VA loan products as well as VHDA and USDA programs. Embrace was recognized as one of the "Best Medium Companies to Work for in America", as well as one of the "INC 5,000 Fastest Growing Private Companies in America."

Dennis Hardiman, CEO and founder of Embrace Home Loans said, "Carol and her team have worked together for many years, yielding great success as a result of their outstanding service. They have a proven track record of serving their community to provide reputable service, honest advice and feedback and a willingness to go above and beyond to help families and individuals with their financing needs. We're very eager to work with this team and look forward to serving the Culpeper area." About Embrace Home Loans Founded in 1983, Embrace Home Loans is a direct lender for Fannie Mae and Freddie Mac and, approved by HUD to make FHA insured loans, approved for VA, and an issuer for Ginnie Mae. Embrace Home Loans has remained a prominent leader in the industry, having helped hundreds of thousands of individuals and their families purchase new homes, lower their monthly payments and consolidate high-interest debt since its inception. For more information, please visit www.embracehomeloans.com.